Your credit score is one piece of your financial picture that we look at to understand how well you manage your bills. The better your score, the more likely you are to get a great rate
Your down payment is your first stake in your new home. The amount you put down is a factor in determining your interest rate. We’ll help you decide what amount is right for you and your family.
Debt -to-Income Ratio.
It’s all about income vs expenses. just how much does your income exceed your debt each month? Knowing that ratio helps us to determine how much mortgage you can comfortably afford.
A steady work history tells us how well you’ll be able to manage and meet your mortgage requirements. We’ll work with you to get a sense of the full picture and figure out what your next steps are.
We offer new purchase or refinancing services and are always available to answer any questions you might have regarding your personal circumstances. Contact us anytime to get your rate!