LibertyLendingGroup.com consent for electronic signatures, records, and disclosures (“E-Consent”)
Please read this information carefully and print a copy and/or retain this information for future reference.
Introduction: You are submitting a request to be connected with one of our third-party lenders or lending partners. In order to offer you a loan, the third-party lenders or lending partners need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents (“Disclosures”).
By submitting request, you are providing written consent under the Fair Credit Reporting Act for Liberty Lending Group, LLC and its lenders or lending partners and or recommended affiliates to obtain consumer report information from your credit profile or other information from Credit Bureaus, which will be done by conducting a “soft pull” on your credit. Depending on the lender or lending partner you are connected with; (3) you understand and agree that you are submitting a request for credit, and are consenting to the use of your information to conduct anti-fraud security checks and evaluate your request for credit; and (4) you understand that your request may be shared with non-lender, third-party loan connecting services, each of whom may obtain consumer report information from your credit profile, and (5) you agree by electronic signature to be contacted by Liberty Lending Group, LLC or third parties regarding this loan request, additional services such as financial services, and/or credit related offers and services, including by phone/SMS, automatic dialing system and/or prerecorded messages. (6) You agree that lenders and lending partners may share your personal information with Liberty Lending Group, including approval and funded status.
Option for Paper or Non-Electronic Records.
You may request any Disclosures in paper copy by contacting the third-party lender or lending partner directly. They will provide paper copies to you. Some may charge for these copies and some may not. The lenders or lending partners will retain all Disclosures as applicable law requires.
Scope of Consent.
This E-Consent applies to all interactions online concerning you and the third-party lender or lending partner and includes those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. By exercising this E-Consent, the third-party lender or lending partner may process your information and interact during all online interactions with you electronically. They may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at our or third-party lenders’ or lending partners’ websites and may be provided by e-mail.
Consenting to Do Business Electronically.
Before you decide to do business electronically with the third-party lenders or lending partners, you should consider whether you have the required hardware and software capabilities described below.
Hardware and Software Requirements.
To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Chrome® or Mozilla Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X®. You will need a printer or a long-term storage device, such as your computer’s disk drive, to retain a copy of the Disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the third-party lenders or lending partners.
Withdrawing Consent.
Your E-Consent for our connecting service and for our third-party lenders’ or lending partners’ consideration of your connecting request cannot be withdrawn because it is a one-time transaction. If you are connected with one or more third party lenders or lending partners, you are free to withdraw your E-Consent with them at any time and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit from the lender or lending partner. Contact the third-party lender or lending partner directly if you wish to withdraw this E-consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.
Change to Your Contact Information.
You should keep third party lenders or lending partners informed of any change in your electronic address or mailing address. You may update such information by logging into their website or by sending them a written update by mail.
YOUR ABILITY TO ACCESS DISCLOSURES.
BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.
CONSENT.
BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER OR LENDING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OR LENDING PARTNERS OVER THE INTERNET.
